A major health diagnosis, especially cancer, can be a lot to process. There are likely medications, hospital stays or ongoing doctor appointments to manage. This can mean a disruption of daily routines and usually a halt in work schedules. Plus, it’s mentally taxing on everyone – the individual, family members, friends and loved ones included. Oftentimes, stressing over the dreaded question of, “How am I going to pay for all this?” can take precious energy away from the healing process.
Recognizing June is National Cancer Survivor Month, we want to make sure all firefighters who face a cancer diagnosis have the resources available to focus on beating their illness and putting it behind them. The MnFIRE Critical Illness Program through the Hometown Heroes Assistance Program (HHAP) can help by keeping the financial stress of a critical illness diagnosis at bay. All active firefighters are automatically enrolled in this insurance policy, which covers diagnoses of cancer, cardiac, COVID-19 and other critical illnesses, and provides a lump-sum cash payment up to $20,000 to assist with expenses. This is all at no cost to the firefighters. That’s right – it’s free.
Christian Worby, a 42-year-old firefighter for the Coon Rapids Fire Department, is currently battling multiple myeloma. His treatment plan includes chemotherapy along with a six-week hospital stay for a stem cell transplant. Not only is Worby and his family maxing out their insurance deductible, but they also have to pay for gas and accommodations for all the treatment travel. Plus, Worby has had to take time off from work, meaning a smaller paycheck.
“It’s great having the extra financial support,” Christian said. “It’s an extra safety net. It’s an expensive deal having a major illness.”
This National Cancer Survivor Month, we honor those firefighters who were taken from us too soon from this disease, and celebrate those who have survived or are currently battling cancer. And we’re thankful to be able to offer this resource to make that battle a little easier.
Take some of the financial stress off your plate by submitting a claim for your cancer or critical illness diagnosis. For more information or to file a claim, visit MnFIRE’s website or call 888-784-6634.